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  • Know Why You are Selling
    Homeownership | Tips for Sellers

    Know Why You are Selling

    ByJanella Anguiano March 16, 2024March 20, 2024

    If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is not one of…

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  • Mechanic’s Liens
    Homeowner Information | Homeownership

    Mechanic’s Liens

    ByJanella Anguiano March 16, 2024March 20, 2024

    The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they have provided, your home may be subject to a mechanics’ lien and eventual sale in a…

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  • Creative Financing
    Homeownership | Title and Escrow

    Creative Financing

    ByJanella Anguiano March 16, 2024March 20, 2024

    Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know – you better know about lender’s title insurance. It’s time to…

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  • The Advantages of Different Types of Mortgage Lenders
    Homeownership | Mortgage Information

    The Advantages of Different Types of Mortgage Lenders

    ByJanella Anguiano March 16, 2024March 20, 2024

    What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a different kind…

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  • Use a Buyer’s Agent
    Homeownership | Tips for Buyers

    Use a Buyer’s Agent

    ByJanella Anguiano March 16, 2024March 20, 2024

    It’s important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, negotiating furiously on your behalf, and answering all of your questions with competence and speed. First, find an agent who represents you and not the seller….

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  • Making a Good First Impression
    Homeownership | Tips for Sellers

    Making a Good First Impression

    ByJanella Anguiano March 16, 2024March 20, 2024

    If you want buyers to be interested in your home, you need to show it in its best light. A good first impression can influence a buyer both emotionally and visually, thus prompting them to make an offer. In addition, what the buyer first sees is what they think of when they consider the asking…

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  • Condominium and PUD Ownership
    Homeowner Information | Homeownership

    Condominium and PUD Ownership

    ByJanella Anguiano March 16, 2024March 20, 2024

    Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affordable housing. The two most common forms of common interest developments in many states are Condominiums…

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  • Understanding Title Insurance
    Homeownership | Title and Escrow

    Understanding Title Insurance

    ByJanella Anguiano March 16, 2024March 20, 2024

    What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this is your first home, you may wonder, “Why do I need yet…

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  • Which ARM is the Best Alternative?
    Homeownership | Mortgage Information

    Which ARM is the Best Alternative?

    ByJanella Anguiano March 16, 2024March 20, 2024

    How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document…

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  • Finding the Right Seller
    Homeownership | Tips for Buyers

    Finding the Right Seller

    ByJanella Anguiano March 16, 2024March 20, 2024

    The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you want and help the…

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